1. I can't afford to buy a home now.
2. I should wait until the real estate market gets better.
3. I don't have money for the down payment.
4. I can't buy a home because my credit isn't very good.
5. I can't afford to buy my dream home.
6. I should wait to buy a home until I get married.
7. Buying a home seems way too complicated.
Are you feeling confused and don't know where to turn? Is the safest place for your money under the mattress? Of course not.. call me and can give the reasons why you should playing monopoly right now.
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November 04, 2011
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When I talk to people about buying in today's market, their greatest fear is job security. What if I lose my job? What if I don't get that promotion. There are a lot of what if's but keep in mind that real estate is and always will be the best and most secure investment over time. Remember you have control on when you buy and sell and until you sell your losses are all paper losses. Suggestion . . .if you don't own a home buy one and if you already own one . . .buy another. You'll thank me in the years to come!
Posted by: Kathleen Costanzo | November 08, 2011 at 07:09 AM
If you purchase a home within your budget, the fears should be lessened. If you could afford $1,000 per month then buy something that will cost you $800 per month. Give yourself a little room for error. It is no different than paying rent except, you now get tax write offs, you are developing equity for yourself and with home ownership you start to have a sense of community within your neighborhood. Home purchasing is a privilege--take advantage of it now!
Posted by: Kathleen Costanzo | November 09, 2011 at 07:02 AM
Another fear I have come across--especially with first time buyers is they are always wondering if they could get a better deal if they waited. The answer is usually no. If you find a home that works for you--including the price--go for it. As you are looking for a better deal that one will be gone. A reputable agent with experience could be a great help to you.
Posted by: Kathleen Costanzo | November 12, 2011 at 07:54 AM
Buying a home is one thing but using an agent to assist is critical. Why? First the agent will guide you through a process you are probably unfamiliar with. Second, the agent could more than likely point out neighborhoods that you may not know even existed. You will also quickly determine a price range. Your agent will structure your offer to help save you money and get you in contact with mortgage people who close deals. Lastly, they agent will be there for you after the closing. Remember, the seller pays the agent--you are getting our services for free.
Posted by: Kathleen Costanzo | November 13, 2011 at 01:17 PM