Fort Lauderdale Blog

CFPB Delays 'Know Before You Owe' Rule Again for a Saturday Launch

Fort Lauderdale, Fla.

The Consumer Financial Protection Bureau (CFPB) Wednesday issued a proposed amendment to the “Know Before You Owe” mortgage disclosure rule, which proposes to move the rule’s effective date to October 3, 2015, two days later than its most recent proposal to extend the effective date to October 1, 2015.

Can Housing Handle Higher Mortgage Rates?

Can Housing Handle Higher Mortgage Rates?

Freddie Mac recently released its U.S. Economic and Housing Market Outlook for May, showing that while low mortgage rates helped to keep homebuyer affordability high in the first quarter of this year, housing markets are likely to see increasing interest rate volatility for the remainder of the year as market participants try to anticipate the Federal Reserve's timing around rising short term interest rates. A video preview, along with the complete May 2015 U.S.

How to Squeeze More Home Improvements into a Tight Budget

How to Squeeze More Home Improvements into a Tight Budget

By John Voket

With all the attention we tend to want to lavish around the outside of our homes, it's hard to withhold any funds to freshen up the inside this spring. But Doug Chapman at homedaddys.com recently posted a handy punch list of decorating ideas you can accomplish while keeping within a tight budget:

Seven Local Markets Up -from Four- Are Overvalued

Seven Local Markets Up -from Four- Are Overvalued

Based on data through February 2015, CoreLogic Market Condition Indicators identified seven of the top 100 markets in the U.S. as currently overvalued. In October 2014, Market Conditions Indicators put that number at four. Then, as is the case now, at least half of the overvalued markets were in Texas.

The Importance of Having a Retirement Plan

Fort Lauderdale, Fl

American workers and retirees are expressing higher confidence about their ability to afford retirement this year, even though there is little sign they are taking the necessary steps to achieve that goal, according to the 25th annual Retirement Confidence Survey—the longest-running survey of its kind.

A key factor in American’s outlook on retirement is whether or not they have a retirement savings plan. The 2015 RCS by the nonpartisan Employee Benefit Research Institute and Greenwald & Associates finds that as the nation’s retirement confidence continues to rebound from the record lows experienced between 2009 and 2013, the increasing optimism is a result of those who indicate they and/or their spouse have a retirement plan, such as a