Lately, there's been a growing chorus warning utility customers to be hyper-aware of unscrupulous callers and visitors set on stealing everything from an energy supplier authorization to your personal and financial data and your hard-earned cash.
6 Reasons Why You Should List Your Home During the Holidays
Traditional real estate wisdom may be telling you to hold off selling your home until after the holidays, but there are plenty of good reasons to list your home right now. Consider the following:
People who are looking for a home during the holiday season are most likely pretty serious about making a move. In fact, they may be in a bit of hurry. Putting your home on the market now might result in a faster sale at a higher price point.
Unfortunately, the age-old edict of “education and hard work is all it takes to succeed” is no longer the case for many millennials, who are burdened by soaring tuition costs, student loan debt and stagnant wages. The trend has led to an increasing amount of financial stress among millennials, with 74 percent feeling daily stress related to their student loan debt, according to a recent survey from the American Financial Benefits Center (AFBC).
Because severe weather and natural disasters can occur at any time with devastating effects, The National Safety Council (NSC) encourages Americans to develop emergency plans and kits in the event of unpredictable and severe weather
You’ve probably heard that vinegar can be used for a myriad of household purposes, but you probably never would’ve imagined some of the problems it can solve around the house. Check out some of these creative uses for vinegar from home improvement maven, Martha Stewart:
The risks you and your family may face—wildfires, terrorist attacks, flooding, earthquakes—are among the most important factors to consider in deciding what goes in your emergency bag. FEMA, the American Red Cross and the Centers for Disease Control and Prevention all provide checklists to help you get started. Building from there, here are additional items to include in an emergency bag for yourself, your family and your pets.
A volatile stock market can be stressful for anyone who has invested a chunk of change. Here, Aadil Zaman and Syed Nishat of the Wall Street Alliance Group, offer their top 5 tips for successfully navigating through market volatility:
Be mentally prepared for market declines. Market corrections are an essential part of a healthy market. At any point in time, an investor should be prepared for a 10 percent to 20 percent pullback. If the recent two-days fall made some investors feel restless and stressed, then it may be time to reassess their risk exposure to make it more conservative.
Mortgage rates again moved up this week, continuing an uptrend, with the average 30-year, fixed rate at 4.43 percent, according to Freddie Mac's recently released Primary Mortgage Market Survey® (PMMS®). The average 30-year, fixed rate was 4.40 percent the week prior. The average 15-year, fixed rate this week is 3.90 percent, while the average five year, Treasury-indexed hybrid adjustable rate is 3.62 percent.
Mortgage rates are moved, primarily, by 10-year Treasury yields.