Four Ways to Add Home Value with Living Landscapes
Landscaping is a major way to add value to your home. A recent study done by the Outdoor Power Equipment Institute (OPEI) indicated that nine out of 10 Americans say it’s important to have a landscape at their home. According to results, the majority of Americans have a yard comprised of grass (86 percent), trees/bushes/shrubs (80 percent), pavers/cement/bricks/patio (51 percent) and landscaping rocks/gravel.
Mortgage Affordability: Home-buyers in Suburban Metros Spread Thin
By Liz Dominguez
Amid market challenges like rising interest rates and inventory shortages lies another top concern for today's homebuyer: affordability. Location can have a significant impact on budgeting and how much buyers are able to afford. A recent analysis by Zillow considers financial constraints related to mortgage payments across urban, suburban and rural areas of the U.S.
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Crossing the threshold to your first home is one of the most exciting moments in a young person’s life... until that first mortgage payment is due. Then the heating bill. And the electric. And the taxes. Let’s face it. Home ownership can be pricey, especially when you’re a newbie.
For those still adjusting to the new financial responsibilities that come with home ownership, there are lots of easy ways to save money by cutting back on some of the expenditures you didn’t think twice about as a renter. Try some of the following ideas, and start building a cushion for home maintenance, new furniture, or adding on a deck.
While smart home technology makes our lives simpler and more efficient, when it comes time to sell your home, things can get tricky if you don’t take the proper steps to protect yourself.
According to The Mortgage Reports (www.themortgagereports.com), begin by making a thorough list of all the devices in your home. Be sure to think this through carefully as you’ve probably come to take much of this technology for granted as it’s become woven into your daily life.
Whether you’re buying or selling a home, getting an accurate appraisal is crucial. In today’s market, lots of factors can contribute to an appraisal coming in too low, including a lack of recent comparable home sales in the area and using appraisers from out of town.
After an April run-up, mortgage rates have slowed, with the average 30-year, fixed rate at 4.55 percent this week, down from 4.58 percent the prior week, according to Freddie Mac's recently released Primary Mortgage Market Survey® (PMMS®). The average 15-year, fixed rate, however, was at 4.03 percent, up from 4.02 percent the prior week—but the average five-year, Treasury-indexed hybrid adjustable rate was 3.69 percent, a tumble from 3.74 percent the prior week.
A volatile stock market can be stressful for anyone who has invested a chunk of change. Here, Aadil Zaman and Syed Nishat of the Wall Street Alliance Group, offer their top 5 tips for successfully navigating through market volatility:
Be mentally prepared for market declines. Market corrections are an essential part of a healthy market. At any point in time, an investor should be prepared for a 10 percent to 20 percent pullback. If the recent two-days fall made some investors feel restless and stressed, then it may be time to reassess their risk exposure to make it more conservative.
Mortgage rates again moved up this week, continuing an uptrend, with the average 30-year, fixed rate at 4.43 percent, according to Freddie Mac's recently released Primary Mortgage Market Survey® (PMMS®). The average 30-year, fixed rate was 4.40 percent the week prior. The average 15-year, fixed rate this week is 3.90 percent, while the average five year, Treasury-indexed hybrid adjustable rate is 3.62 percent.
Mortgage rates are moved, primarily, by 10-year Treasury yields.